More employers offer health savings accounts as part of their benefit packages, aiming to lower costs for themselves and employees alike. Changes that make the accounts more consumer-friendly are likely to be part of any future healthcare reform.
A system that encourages shared savings and shared risk between health plans and providers could address many of the Affordable Care Act's problems. Health plans are likely to move away from fee-for-service payments to a managed care approach, one analyst says.
UnitedHealthcare was an early proponent of value-based care and is well positioned now that value is increasingly seen as a healthcare solution. Providers will have to demonstrate that they provide better care at a lower cost.